- Short answer
- Shopify Payments card rates are set per country as well as per plan — the US 2.9% + 30¢ is a Basic-plan US rate, not a global one.
- Scope of these rates
- Basic plan, online, standard domestic cards only; all five pages also publish higher Amex and international rates.
- As of
- Five country rates read from Shopify's own country pricing pages on September 17, 2026.
- What Shopify doesn't publish
- Neither a by-country rate table nor an India Shopify Payments rate, on the pages we read September 17, 2026.
What's New Since Publication: Updated since publication · 1 change
- Australia's Basic online card rate is now 1.7% + 30¢ AUDShopify's Australia pricing page now lists the Basic-plan online standard card rate as 1.7% + 30¢ AUD, in both its comparison table and its Basic plan card. The percentage was previously 1.75%, the figure this answer was published with; the 30¢ AUD fixed fee stayed the same. Australia's Amex (2.9% + 30¢ AUD) and international (3.5% + 30¢ AUD) rates are unchanged, and the United Kingdom, Canada, Singapore and Ireland rates matched what this page already said when we read all five pages again on September 17, 2026.
Why your card rate depends on your country
Two things set your card rate, not one. The plan is the axis every pricing comparison shows; the market your store operates in is the second, and Shopify states it plainly:
Shopify Payments rates vary by plan type and market.
So 2.9% + 30¢ USD on Basic is where a United States store starts; in the five markets below the same plan is priced differently.
What the rate looks like in five countries
Five markets with their own Shopify pricing page carried these Basic-plan online standard rates on September 17, 2026 — verified examples, not a list, and a country missing here cannot be inferred from one that is.
- United Kingdom — 2% + 25p GBP
- Australia — 1.7% + 30¢ AUD
- Canada — 2.8% + 30¢ CAD
- Singapore — 3.2% + $0.50 SGD
- Ireland — 2% + €0.25 EUR excl. VAT, the only one of the five whose page mentions VAT
The standard rate is not the only rate in a country: Australia's page also prints Amex at 2.9% + 30¢ AUD and international cards at 3.5% + 30¢ AUD.
Pick your store's country and card type (plus a plan, if you're in the US) in the calculator below to see the exact rate — and the fee it works out to on one order — applied to your case.
Estimate only, from Shopify's own published card rates (see the sources cited on this page for verification dates). Online rates only — in-person rates are a different surface. Excludes chargebacks, currency conversion, and refunds. For the exact rate on your own store, check Settings > Payments in your Shopify admin.
How to find the exact rate for your own store
No Shopify page we read on September 17, 2026 — the pricing-plans overview, the Shopify Payments fees page, and shopify.com/pricing — publishes one card-rate table covering several countries at once. For a market you are not in yet, look at that country's own pricing page — the five above sit at shopify.com/uk/pricing, /au/pricing, /ca/pricing, /sg/pricing and /ie/pricing.
Not every market publishes a rate: Shopify's India pricing page showed no Shopify Payments card rate when we read it on September 17, 2026 — only third-party provider fees. Shopify Payments runs only in certain countries and regions, so some stores have no rate to find.
For a store that already exists, the authoritative figure is in the admin: Settings > Payments, then Manage in the Shopify Payments section. Standard rates there lists your Domestic and Rest of World credit card rates.
This article was written entirely by AI under human editorial direction. The editor sets the topic and structure, runs multi-stage validation on facts, links, and interactive elements, and verifies the output is useful from a business perspective. All claims are checked against official Shopify sources. Details may change — always confirm critical data at shopify.com.
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